Govt. of Bihar

Bihar Student Credit Card Loan Scheme

CM Nitish Kumar has finally launched Bihar Student Credit Card Scheme on Gandhi Jayanti, 2 October as promised. Cm during the launch said that government in Bihar is implementing one-by-one all the promises it made to people of Bihar. The scheme was launched during a colourful Function. Student Credit Card Scheme (SCCS) will facilitate the education loan to the 12th pass out students willing to pursue higher education. The state government will facilitate education loans of upto Rs. 4 lakh from the nationalized banks by acting as guarantor. There will be different counters for each type of students whether studying for Engineering stream or medical or general studies.  There will be different counters for the different courses. It is a good scheme for the poor students who passed 12th class from a recognized board and not able to proceed higher studies like graduation. Candidates according to Bihar State Students Credit Card Yojana {scheme} 2016-17.  Bihar government will provided education loan to the students who are unable to pay fees for higher studies like BA, B.Sc, BCom, B.Tech etc.

Benefits of Bihar Student Credit Card Loan Scheme:

  • Under this scheme government of Bihar will provide loan of Rs. 4 lakh to the students who have completed their class 12, without any interest
  • The course for which student may take a loan under this scheme could include any kind of higher studied including engineering, CA, CFA, Management, Medical, Education etc. but the course has to be form an authorized and reputed institution or college
  • It is mandatory that the student who will take the loan will have to start paying back the loan amount after 4 years from the date they have taken the loan

Required Eligibility and Conditions for Applying Bihar Student Credit Card Loan Scheme:

  1. Candidates should have passed metric, intermediate and other exam
  2. Candidate must be proper residence of Bihar State
  3. Age limit of candidates on online application form should have 25 years. Not more than 25 years
  4. Students get credit card for general, business, and technical courses like BA, BSc, BCom, B.Tech, MBBS etc.

Document Required for Applying Bihar Student Credit Card Loan Scheme:

  1. 10th / 12th passed and last Passed class mark sheet
  2. Received Scholarship / Without fees education Certificate if you have
  3. Admission Certificate of Course you applied for and Course fees details
  4. Two passport size photograph of Student / Students Mother & father and Granter
  5. Salary Slip of previous Years
  6. Previous two years Tax return slips if you paid
  7. Previous six months Bank account statement of student’s mother / father.
  8. Aadhar Card Students / Mother / Father.
  9. Pan Card
  10. Bank Account of Students
  11. Domicile Certificate of Students

Application Procedure: 

  1. Students will have to fill the basic details on the mobile app or online portal. Visit for online application: http://www.7nishchay-yuvaupmission.bihar.gov.in/
  2. Download and read Bihar Students Credit Card Yojana 2016 Notification carefully
  3. Then click on apply online link
  4. Fill all details carefully in online application form
  5. Upload scanned documents carefully
  6. Once check fully filled form carefully
  7. Click on link submit & apply online
  8. Print a hard copy of fully filled form for further use

Contact Details:

  1. For more information, applicant can contact to following phone number:
  2. Toll Free Helpline Number: 1800 3456 444
  3. Student can also contact to nearest nationalize bank

References & Details:

  1. For more information and application form applicant can visit the following links: http://www.7nishchay-yuvaupmission.bihar.gov.in/
  2. http://www.7nishchay-yuvaupmission.bihar.gov.in/howToApply
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