Govt. of Jharkhand

Saraswati Yojana

Saraswati Yojana is one of the other initiative to empower women in the state of Jharkhand. The scheme is especially for the construction labourers. Under the scheme when a girl child takes birth to any couple, that couple will get an account with Rs. 5000 in it at the time of birth and for the next five consecutive years same amount will get deposited in the account which sums up to Rs. 1 lakh. This money can be used for the education or marriage of the girl child. But the money from the account can be used only after girl child attains maturity. This initiative gave the hope that more n more girl child will take birth and women will get empower too. Though its honeypot kind of process but the scheme is showing its results, near about some good thousand number of labourers got their account which means 1000+ girls took birth. And education with the money girl child will be getting under the scheme, will make society educated as well. Because it is well said that “when a man gets educated he can educate someone other, but when a woman get educated she educates complete family”.

Benefits of Saraswati Yojana:

  • Scheme for labourer: There are very few specific schemes for the labourer community. And this scheme is targeting three objectives simultaneously i.e. women education, women empowerment, financial assistance
  • No stress on pocket: With the scheme providing Rs. 1 lakh at the maturity of girl child will put no stress on parents finances
  • Women empowerment: This is because of the money girl will get. She’ll be independent to take any course of her choice, get educated, and lead a happy life by earning well
  • Increase in sex ratio: By providing money at the time of girl child taking birth will help in making sex ratio better

Eligibility for Saraswati Yojana:

  1. Must be the resident of Jharkhand state
  2. Must be a construction labourer

Documents Required:

  1. Residential Proof (electricity bill, water connection bill, gas connection bill, ration card, voter id, Aadhar card, pan card or driving license)
  2. Aadhar Card
  3. Birth Certificate of a girl child
  4. Proof that person is working as construction labourer (an affidavit by owner providing him/her the employment)

Application form:

To apply for the scheme beneficiary has to visit the anganwadi center with required documents, further application procedure are carried there.

Whom to contact where to contact for more information about the scheme:

  1. Anganwadi Center
  2. Nagar Palika
  3. Gram Panchayat
  4. Tehesil
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