Gati Dhara Scheme

The Gati Dhara Scheme is the biggest initiative taken by West Bengal Government (Ministry of Labor and Employment) for unemployed youth of the state. The main objective of this scheme is to provide financial help for purchasing small business vehicle e.g. Taxi, Bus, Small trucks, Auto Rickshaw etc. Under this scheme, the applicant will get ‘loan’ of Rs. 10,00,000 for purchasing vehicle along with ‘subsidy’ of 30% or Rs. 1,00,000 over that loan. Means applicant need to repay only Rs. 9,00,000 and subsidy are provided by Government through various banks. The loan unemployed persons aged between 20 and 45.The scheme motives increase the employment through transport service.

Benefits of Gati Dhara Scheme:

  • The Gati Dhara scheme provides benefits in West Bengal state to buy small business vehicle to unemployed persons aged between 20 and 45
  • Under this scheme, Loan is provided of amount Rs. 10,00,000 through all the Nationalize Banks, Co-operative Banks, Gramin Banks
  • 30% or up to Rs. 1,00,000 subsidy provided over sanctioned loan while repaying the loan
  • Easy availability of loan
  • No restriction of loan repayment
  • 5 to 7 years are given to repayment of loan as a moratorium period

Required eligibility and conditions for applying Gati Dhara Scheme:

  1. Applicant candidate must belong to age 20 to 45 year
  2. There is age relaxation for SC, ST, and OBC. For SC, ST 5 year and for OBC 3 year
  3. The applicant candidates family and overall income should not exceed Rs. 25,000 per month and he/she should able to earn money through transport service
  4. Candidate must have valid commercial Driving license
  5. The scheme is applicable to all entrepreneur who wants to service provider in transport service
  6. Candidates who are getting benefits under YUVASHREE are also eligible
  7. Candidates might have availed loan under BSKP, USKP or any other scheme are also eligible
  8. Candidate must be residents of West Bengal state
  9. More than one member of family shall not eligible for subsidy

Application procedure and documents required for applying Gati Dhara Scheme:

  1. Driving license
  2. Income certificate from respective authority up to
  3. Domicile certificate
  4. Aadhar card
  5. Residence proof
  6. Identity proof
  7. Caste certificate
  8. Birth certificate age proof
  9. Unemployment certificate
  10. Project report
  11. Affidavit as per mention (Format of affidavit mentioned below)
  12. Passport size photograph

Application procedure:

  1. The applicant shall submit the duly filled in application with required documents to sub-divisional officer (SDO) and in case Kolkata municipal corporation area application should be submitted to the office of Joint Director of Employment Kolkata District at purta bhaban, Salt Lake
  2. Online application form is available to the mentioned
  3. Format of Affidavit:
  4. Format of Income Certificate:

Contact Details:

  1. Candidate can contact to banks of West Bengal state
  2. Nationalize banks
  3. Gramin banks
  4. Co-operative banks
  5. SDO (Sub Divisional Officer)

References & details:

  1. Everything about Gati Dhara Scheme
  2. Official Site please do visit it:


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