Maharashtra Government Janashree Bima Yojana

Janashree Bima Yojana (JBY) is a government-sponsored socially oriented insurance scheme. Devised by the Government and Life Insurance Corporation (LIC) together, this scheme offers life insurance protection to rural and urban people below and marginally above poverty line. Currently there are 45 occupational groups covered under this plan. This scheme is targeted at the urban and rural poor who live below or marginally above the poverty line. Janashree Bima Yojana to be administered by Life Insurance Corporation of India will be yet another milestone in the efforts towards the betterment of the poor and the under-privileged and is expected to benefit six crore persons. The members under this Yojana will have to pay a premium of Rs 200 per head. 50% of the premium will be paid by the members or the State Government/Nodal Agency, while submitting the proposal. Nodal Agencies comprise Self Help Groups (SHGs), NGOs, Panchayat, or any other institutional arrangement. The other 50% of the premium will be contributed from the Social Security Fund.

Groups Covered Under Janashree Bima Yojana:

  1. Beedi Workers
  2. Brick Kiln workers
  3. Carpenters
  4. Cobblers
  5. Fisherman
  6. Hamals
  7. Handicraft artisans
  8. Handloom weavers
  9. Handloom and Khadi weavers
  10. Lady Tailors
  11. Leather and Tannery workers
  12. Papad workers attached to ‘SEWA’
  13. Physically Handicapped Self Employed Persons
  14. Primary Milk Producers
  15. Rikshaw Pullers/Auto Drivers
  16. Safai Karmacharis
  17. Salt Growers
  18. Tendu Leaf Collectors
  19. Urban Poor
  20. Forest workers
  21. Seri Culture
  22. Toddy Tapers
  23. Powerloom workers
  24. Hilly Area women
  25. Food stuffs as Khandsari/Sugar
  26. Textiles
  27. Wood products
  28. Paper products
  29. Leather products
  30. Printing
  31. Rubber and Coal products
  32. Candle products
  33. Toys manufacture
  34. Agriculturist
  35. Transport drivers association
  36. Transport karmacharis
  37. Rural Poor
  38. Construction workers
  39. Fire crackers workers
  40. Coconut processors
  41. Aanganwadi workers and helpers
  42. Kotwal
  43. Plantation workers

Benefits of the Maharashtra Government Janashree Bima Yojana:

  • In the event of death of the member, the assured sum of Rs.30,000 will become payable to the nominee
  • In the event of death by accident or partial/total permanent disability due to accident the following benefits will be payable
  • On death due to accident: Rs.75,000
  • Permanent total disability due to accident: Rs.75,000
  • Loss of two eyes or two limbs or one eye and one limb in an accident: 75,000
  • Loss of one eye or one limb in an accident: Rs.37,500

Required Eligibility and Conditions for Applying Maharashtra Government Janashree Bima Yojana:

  1. Persons between 18 years and 60 years of age
  2. In addition to persons below the poverty line, even persons marginally above the poverty line may be covered
  3. The groups will be identified and notified by LIC in consultation with the Nodal Agency
  4. Minimum Members of the group would be 25

Documents Required for Maharashtra Government Janashree Bima Yojana:

  1. Application Form
  2. Aadhar card
  3. Residence proof of all eligible Person (Documents issued minimum 5 year ago)
  4. Ration card
  5. BPL card
  6. Differently abled eligible person – Disability certificate issued by Medical Board
  7. Above Self attested photocopies of original documents to be attached along with the forms

Application Procedure:

  1. The office of Health department of Maharashtra will provide application form
  2. Person should contact with State Nodal officer with all required documents and application form
  3. Applicant can also contact to nearest Life Insurance Corporation (LIC) office

Contact Details:

  1. People can contact to State Nodal Agency, Janshree Bima Yojana, Mumbai, Maharashtra
  2. Applicant also contact to Public Health Department, 10th floor, G. T. Hospital Complex Building, Dhobi Talao, Mumbai – 400001

Reference and Detail:

  1. For more information visit following link:


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