Pashu Kisan Credit Card Scheme/ Farmer Credit Card Scheme

Farmer can get loan upto Rs.1.60 lakh to buy animal husbandry

Central government has lunched a scheme “Pashu Kisan Credit Card Scheme” (पशु किसान क्रेडिट कार्ड योजना). This scheme is for farmers who are animal husbander. With this scheme government wants to provide loan of Rs.1.6 lakh to buy farm animals (Cow or Buffalo) to farmer. Animal husbander can get loan of Rs.60,000 to buy buffalo and Rs.40,000 to buy cow. Farmer can get loan of Rs.3 lakh with 4% interest for one year.

Scheme:Pashu Kisan Credit Card Scheme/ Farmer Credit Card Scheme
Benefit: Get loan upto Rs.3 lakh
Beneficiaries:Animal husbander
Launched By:Central Government
Launched On:June, 2020
Loan Duration:1 year
Loan Amount: Upto 3 lakh
Website:dahd.nic.in

Benefits of Pashu Kisan Credit Card Scheme:

  • Get loan of Rs.60,000 to buy buffalo
  • Get loan of Rs.40,000 to buy cow
  • Loan of Rs. 1.6 lakh with zero interest
  • Loan of Rs 3 lakh with 4% interest
  • To encourage farmer for animal husbandry

Objectives of the Pashu Kisan Credit Card Scheme:

  • Beneficiaries have to make Pashu Credit Card for benefits of the scheme.
  • Beneficiaries can use Pashu Credit Card as debit card
  • After 3 years loan, interest will be 12%
  • Interest will be 3% for on time repayment of the loan
  • Beneficiaries can get loan with 7% of interest to buy animal buffalo and cow

Eligibility:

  • This is applicable across the state of country
  • This is for animal husbander

Required document for the scheme:

  • Residential proof
  • Aadhar card/ pan card/ voter id card of applicants
  • Valid mobile number
  • Pass-port size photo

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