Udyogini Scheme

Udyogini Scheme is the scheme by Government of Karnataka which is governed by Karnataka State Women Development Corporation (KSWDC). Under the scheme the government provides facilities to help women empowerment. The scheme promotes self-employment in rural area women for which they get financial assistance as per category. The scheme not only provides finance but also teach skills to women so that they are able to undertake some skill and start their own venture. Indirectly they are trying to bring women into main stream where women can also start contributing into family’s expenses and support Indian economy by bringing more n more people into per capita range.

Benefits of Udyogini Scheme:

  • 30% subsidy on loan: Women of special category like widow, destitute, disabled and women of reserved categories will get 30% subsidy on loan or Rs. 10, 000 will be waived off, whichever is less
  • 20% subsidy on loan: Women of general category will get 20% subsidy on loan or Rs. 7, 500 waived off from loan, whichever is less
  • Max no. of entrepreneurial activities supported: The scheme support almost 89 entrepreneurial activities and provide funding for that
  • Max loan amount of Rs. 1 Lakh: The scheme covers max to max loan amount of Rs. 1, 00, 000

Eligibility for Udyogini Scheme:

  1. Applicant should be women
  2. Should be in the age group of 18-45 years
  3. Annual income must not be more than Rs. 40, 000

Documents Required:

  1. Complete application form
  2. Caste Certificate
  3. Birth Certificate
  4. Aadhar Card
  5. BPL card
  6. Income Certificate
  7. Ration Card
  8. Bank passbook having (bank name, branch name, account holder name, IFSC & MICR code)

Application form:

Application form is available at the following link http://202.138.105.9/kswdc/pages/UdyoginiforWEB.pdf

Whom to contact where to contact for more information about the scheme:

  1. Anganwadi Centers
  2. Gram Panchayat
  3. Any nationalized bank
  4. co-operative bank

References and Details:

For more details about the scheme kindly visit the following link

  1. http://202.138.105.9/kswdc/udyogini.php

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