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Karunya Health Scheme in Kerala / केरल में कारुण्य स्वास्थ्य योजना

केरल में कारुण्य स्वास्थ्य योजना (हिंदी में) 

Karunya Health Scheme is an ambitious project started by the State Government of Kerala to provide health insurance for underprivileged people in Kerala. This scheme was first launched on 26 February 2012 with the disbursed amount of Rs. 110.62 crore as a financial assistance to 10,137 under-privileged people suffering from various chronic diseases. In the recent financial year, Kerala government has allocated Rs.250 crore for Karunya Health Scheme. Under this scheme, government provide health cover up to 2 lack at a minimum premium amount to the poor people who are suffering from acute ailments like Cancer, Hemophilia, Kidney, Heart diseases and for Palliative Care in Kerala. For this scheme, the state government has enrolled with various private & government hospitals for providing cashless treatment to the beneficiaries. Karunya Health Scheme is helpful for those people who are suffering from ailments and the cost of the treatment is unbearable to the lower and even middle-class people of the society. The treatment under the Karunya health scheme was initially provided through the government medical colleges & hospitals. But now private hospitals also empanelled in this scheme. The fund for this scheme is raising through Kerala Lottery and the financial assistance is directly transfer to the empanelled hospitals where the patient getting treatment

Benefits of Karunya Health Scheme:

  • Government provide health cover up to 2 lack at minimum premium amount to the poor people who are suffering from acute ailments like Cancer, Hemophilia, Kidney, Heart diseases and for Palliative Care in Kerala
  • For some diseases like haemophilia, the assistance is up to Rs 3 lakh

Eligibility for Karunya Health Scheme:

  1. Applicant should be resident of Kerala
  2. Underprivileged people are eligible for this scheme
  3. Below poverty line and above poverty line people are also eligible for this scheme

Documents required for Eligibility for Karunya:

  1. Aadhaar card
  2. Income certificate

How to apply for Karunya Health Scheme:

  1. Applicant must visit Karunya Health Scheme official site http://www.karunya.kerala.gov.in/ for application procedure for this scheme
  2. Applicants also check the status of their application by entering their reference number or file number on the official website

References & Details:

  1. For more details about Karunya Health Scheme visit official site: http://www.karunya.kerala.gov.in/

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