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On September 16, 2020, Maharashtra state cabinet has approved “Late Balasaheb Thackeray Accident Insurance Scheme”. This scheme is for the victims of road accidents in the geographical limits of Maharashtra state. It is applicable to all the victims facing road accidents in the state irrespective of them being either from Maharashtra or from any other state. Under the scheme, a maximum benefit of Rs. 30,000/- will be provided to the victim for expenses in the first 72 hours of his/her hospital stay. This insurance cover is provided only for road accidents, any unforeseen events taken place at home or industrial or train accidents will not be covered under the scheme.
Scheme Overview:
| Scheme name: | Late Balasaheb Thackeray Accident Insurance Scheme |
| Scheme Under: | Maharashtra Government |
| Approved by: | State Cabinet |
| Implemented by: | State Health Assurance Society |
| Scheme Type: | Accident Insurance Scheme |
| Beneficiaries: | Road accident victims in the state |
| Benefit: | Up to Rs. 30,000 to the victim for the first 72 hours of his/her hospital stay |
| Major Objective: | Immediate treatment in case of road accidents thereby reducing the fatality rate |
| Annual Outlay: | Rs. 120 crores |
Scheme Objectives and Benefits:
- The main objective of the scheme is to provide an insurance cover to the road accident victims in the state
- It aims at providing immediate treatment in the golden hour i.e. in the first 72 hours of the accident
- This scheme will assist the victim by providing a maximum benefit of Rs. 30,000/- for the first 72 hours of his/her hospital stay
- It will cover even the non-residents of the state facing accidents within the state boundaries
- The scheme aims at immediate treatment thereby reducing the death rate
List of scheme lunched by Maharashtra Government
Key Points:
- Late Balasaheb Thackeray Accident Insurance Scheme was approved by the state cabinet on September 16, 2020
- It will be implemented by the state health assurance society
- This scheme is for the golden hour treatment of the road accident victims across the state
- A benefit of Rs. 30,000 will be provided to the victim for his/her hospital stay in the first 72 hours after accident
- According to statistics, in Maharashtra over 40,000 people get insured and about 13,000 deaths are recorded due to road accidents
- Thus, this scheme aims to provide immediate medical treatment thereby reducing the fatality/ death rate
- Only road accidents are covered under the scheme. Accidents at home/ work place, Train/Railway accidents, Industrial accidents are not covered under this.
- The state will provide funds to the state health assurance society for implementation of the scheme
- A toll-free no. will also be made available for registering complaints regarding the scheme
- This scheme was initially announced by Devendra Fadnavis led government back in 2016
- But due to some issues the scheme could not be implemented then
- Now the government has approved the same, and the scheme will be thereby implemented in the next 1-2 months
- The state health department has estimated an annual outlay of Rs. 120 crores for the scheme implementation
