Loan

Chief Minister’s Rojgar Yojana in Goa / गोवा मुख्यमंत्री रोजगार योजना

गोवा मुख्यमंत्री रोजगार योजना

Chief Minister’s Rojgar Yojana (CMRY) is a scheme initiated by State Government of Goa in association with Economic Development Corporation of Goa for unemployed youth. Under this scheme, the government provides employment to all general people, scheduled caste, scheduled tribe and other backward class people with the help of loans.

The aim of the scheme is to uplift the employment capability and nurture the lives of all unemployed people. This Scheme will be open for all residents of Goa with minimum 15 years of domicile and up to 42 years of age.  In this scheme, state government provides loan of Rs. 20 lakh maximum for an individual with professional degree/diploma/I.T.I including those who are undergoing special training programmes conducted by authorized Government Departments in Goa. The government also provide the loan of Rs. 15 lakh for others in the state. In this scheme government provides compulsory entrepreneurship training of up to 30 days for the beneficiaries after the loan is sanctioned but before disbursement of the loan. The objectives of the scheme is to provide financial assistance to educated unemployed youth by providing Institutional credit supported by Government subsidy to enable them to undertake productive income generation activities for self-employment

Benefits of Chief Minister’s Rojgar Yojana:

  • Government provide loan to start own business
  • Benefits of loan of Rs. 15 lakh for non-technical persons
  • Benefits of loan of Rs. 20 lakh for professionals and technically qualified persons

Eligibility criteria for Chief Minister’s Rojgar Yojana:

  1. Applicant must be resident of state of Goa
  2. Unemployed applicant should be between 18 to 42 years in general and 5 Years relaxation in case of widow, disabled person, scheduled caste, scheduled tribe & another Backward class person
  3. Applicant Should not be a defaulter to any nationalized bank/financial institution/co-operative bank
  4. Applicant should be at least class 8th passed but, it is relaxable in deserving cases
  5. The income of the beneficiary along with spouse and family member should not exceed above 3,00,000/-  per annum

Documents required for Chief Minister’s Rojgar Yojana:

  1. Identity card such as Aadhaar card
  2. Residential proof
  3. School Leaving Certificate
  4. Passing certificate
  5. Qualification documents
  6. Passport size photos

How to apply for Chief Minister’s Rojgar Yojana:

  1. Application form for Chief Minister’s Rojgar Yojana is available at Economic Development Corporation of Goa, offices
  2. Applicant should fill application form along with attaching all essential documents
  3. Application form available at price of Rs. 100/- for loan above Rs. 50,000/- &   25/- for the loan up to Rs. 50,000/-
  4. After, submit the application form along with application fees to the Economic Development Corporation of Goa offices

References & Details:

  1. For more details about Chief Minister’s Rojgar Yojana (CMRY) visit: http://www.edc-goa.com/schemes-of-loan-assistance/chief-ministers-rojgar-yojana.html
  2. Chief Minister’s Rojgar Yojana (CMRY) pdf download: http://www.edc-goa.com/uploads/generic_content_document/20_generic_document_6.-CMRY-SCHEME.pdf

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