Telangana: Introducing the Gruha Lakshmi Scheme for Affordable Housing

Telangana is set to unveil its latest initiative, the Gruha Lakshmi scheme, in the upcoming month. This scheme aims to assist impoverished women in constructing their own houses on their privately-owned land. Designed specifically for those who own land but lack the means to build homes, the Gruha Lakshmi scheme offers a generous aid of Rs 3 lakh per house, distributed over three phases. The government has allocated a substantial budget of Rs 12,000 crore for the successful implementation of this program, which aims to construct 4 lakh houses.

Guidelines for the Gruha Lakshmi Housing Scheme

To ensure efficient execution of housing projects through the Beneficiary Led Construction (BLC) approach, the Telangana government has devised guidelines for the Gruha Lakshmi scheme, catering to individuals from SC, ST, BC, and minority backgrounds.

  1. Inclusive Ownership: Houses will be sanctioned exclusively in the names of women, empowering them as homeowners. Beneficiaries will have the freedom to adopt their preferred design for constructing their houses, provided it adheres to safety regulations. Each beneficiary will receive Rs 3 lakh in financial aid to build a two-room house with an RCC framed structure, along with a toilet facility.
  2. Prominent Identification: The Gruha Lakshmi logo, officially approved by the State government, must be prominently displayed on the houses constructed under this scheme. This visual emblem serves as a recognition of the initiative and signifies the support received from the government.
  3. Eligibility Criteria: Beneficiaries should possess their own house sites. Additionally, the beneficiary or any family member should possess a food security card, ensuring their eligibility for the scheme’s benefits. The list of beneficiaries within each assembly constituency should include a minimum of 20 percent Scheduled Castes (SCs), 10 percent Scheduled Tribes (STs), and 50 percent Backward Classes (BCs) and minorities.
  4. Large-Scale Implementation: The Telangana State Housing Corporation aims to implement this new housing scheme by constructing 4 lakh houses on privately-owned sites. Financial assistance of Rs 3 lakh will be provided for each house. Every assembly constituency should have a minimum of 3,000 houses constructed under this scheme. To support this massive undertaking, the government has allocated a budget of Rs. 12,000 crore for the financial year 2023-24.

In order to ensure effective implementation, the Collectors of each district will serve as the nodal officers for the scheme, while in the Greater Hyderabad Municipal Corporation (GHMC) area, the responsibility will be shouldered by the Commissioner.

The Gruha Lakshmi scheme represents a significant stride toward providing affordable housing to vulnerable populations in Telangana. By empowering women and enabling them to construct their own homes, this initiative aims to uplift communities and foster a sense of ownership and stability among its beneficiaries. With its generous financial aid and inclusive approach, the Gruha Lakshmi scheme promises to positively impact the lives of countless families across the state.

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