Aam Aadmi Bima Yojana (AABY)

Aam admi bima yojana, a Social Security Scheme for rural landless household was launched on 2nd October, 2007 by the Government of India. The head of the family or one earning member in the family of such a household is covered under the scheme. The premium of Rs. 200/- per person per annum is shared equally by the Central Government and the State Government, so the insured person has to pay no premium. The member to be covered should be aged between 18 and 59 years. A separate fund called “Aam Admi Bima Yojana Premium Fund” has been set up by Central Government to pay the Government contribution. Fund is maintained by Life Insurance Corporation of India (LIC). A free add-on benefit in the form of scholarship to children is also available under the Scheme.

Benefits of Aam Aadmi Bima Yojna Scheme:

  • On natural Death – Rs 30,000/-
  • On death due to accident – Rs 75,000/-
  • Partial Disability due to accident – Rs 37,000/-
  • Permanent Disability due to accident – Rs 75,000/-
  • Two children of insured beneficiaries studying from class 9th to 12th will get Rs. 100/- PM per students as scholarship
  • 200/- per annum per member out of which 50 % will be borne by the State and the remaining 50 % by the Govt. of India

 Eligibility of Aam Aadmi bima Yojna Scheme:

  1. The member should be aged between 18 years and 59 years
  2. The member should normally be the head of the family or one earning member of the below poverty line family (BPL) or marginally above the poverty line under identified vocational group/rural landless household

Documents Required for Aam Aadmi bima Yojna scheme:

  1. Ration card
  2. Age-proof certificate
  3. Voter card
  4. Aadhar card

 Application Procedure:

  1. Applicant need to contact District social welfare officer with the application form and all required documents

Contact Detail:

  1. District social welfare officer of respective district

Reference and detail:

  1. http://www.licindia.in/Products/Aam-Aadmi-Bima-Yojana
  2. http://financialservices.gov.in/insurance/gssois/aaby.asp
  3. http://www.nhp.gov.in/national-health-insurance-schemes_pg



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