Labor and Employment

Kerala Self-Employment Scheme for the Registered Unemployed (KESRU)

Kerala Self Employment Scheme for the Registered Unemployed is the scheme by Kerala government to make unemployed people self-employed and self-sufficient to deal with their daily needs. The scheme help unemployed in many ways. Under the scheme the campaigns are organized where unemployed are given idea about starting their own employment source. They also provide training and loan to establish their own venture. The scheme was started in the year 1999 and since then it underwent many changes to fix present problems of unemployment. Kerala state is trying hard to remove unemployment from their state. Despite being the state of highest literacy, people are unemployed there for which economy is responsible and hence state came with alternative and is empowering unemployed to become self-employed.

Benefits of Kerala Self-Employment Scheme for the Registered Unemployed:

  • Loan of up to Rs. 1, 00, 000: Under the scheme the beneficiary is given the loan of Rs. 1 lakhs to start his/her own venture
  • Subsidy of 20%: The scheme gives the benefit of subsidy in the loan amount. The beneficiary has to repay only 80% of the loan amount, rest 20% is reimbursed by government itself
  • Training to gain skill: The scheme also takes care of people with no skill. Campaigns are organized where the unskilled workers are given training and are made skilled person who are all ready to start their own venture

Eligibility for Kerala Self-Employment Scheme for the Registered Unemployed:

  1. Person must be registered as unemployed
  2. Person must in the age group of 21-50 years of age
  3. His/her family annual income must not exceed Rs. 40, 000 per year
  4. Educational qualification must suit the further track opted by the applicant
  5. Person with technical qualification or with some professional education is eligible for the scheme
  6. Person at the time of applying must not be enrolled in any educational institution (Students are not allowed to enroll for the scheme)
  7. Person must be permanent resident of Kerala state

Documents Required:

  1. Complete application form
  2. Address proof (e.g. Aadhar Card, Electricity bill, Gas connection receipt, Water supply bill or Voter id)
  3. Bank passbook having (bank name, branch name, account holder name, IFSC & MICR code)
  4. Educational qualification mark sheets, degrees and certificates
  5. Family income certificate
  6. Age proof (e.g. Birth Certificate, School leaving certificate or Bonafied certificate)
  7. Domicile certificate (Indian Nationality proof)

Application form:

People willing to enroll for the scheme need to visit their local employment exchange office where their name is registered. Forms are available there, which after completely filling has to be submitted there itself.

Whom to contact where to contact for more information about the scheme:

  1. Employment Officer of the respective district
  2. District Employment Exchange Office
  3. Regional Deputy Director of Employment

References and Details:

For more details about the scheme kindly visit the following link

  1. http://employmentkerala.gov.in/index.php?option=com_content&view=article&id=180&Itemid=135
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