Bhamashah Swasthya Bima Yojana in Rajasthan / भामाशाह स्वास्थ्य बीमा योजना

भामाशाह स्वास्थ्य बीमा योजना

Bhamashah Swasthya Bima Yojana started by Government of Rajasthan for the healthcare of poor people. Under this scheme, the government provides free healthcare services to poor eligible families in the Rajasthan state. This scheme started on 15 December 2015 by the government in association with health department of Rajasthan. Government hospitals including few private hospitals provide these free healthcare services to poor. The main objective of the scheme is to reduce state expenditure on public health. The scheme was visualized in order to provide quality healthcare to all National Food Security Scheme (NFSS) families and also to reduce the workload on government Health Institutions. In this scheme, the government provides benefits like hassle-free cashless treatment and improved quality of care with efficiency for people. Bhamashah Swasthya Bima Yojana now provides services like the check, treatment, doctor’s fees, etc. all have been operated in this insurance scheme. In Rajasthan, 4.5 crore people more than at least 67% of the population in the state benefitted under this insurance scheme. The government has aimed to reduce government expenditure, to provide quality healthcare that avoids large out of pocket expenditure, to  provide financial security against illness, to Improve health status of the State and to create a database which could be used to make policy level changes in Healthcare

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Benefits of Bhamashah Swasthya Bima Yojana:

1. Benefits of Health Insurance Cover of Rs. 30,000/- for general illnesses and Rs. 3.00 lack for critical illnesses given to a family under Bhamashah Swasthya Bima Yojana
2. 7-day pre-hospitalization and 15 days post hospitalization fees are also covered under this scheme
3. Transport allowance of Rs. 100 to Rs. 500 for cardiac and polytrauma cases
4. Benefits of 1045 packages under General Illnesses, 500 packages under Critical Illnesses, and 170 packages reserved for Government Hospitals

Eligibility criteria for Bhamashah Swasthya Bima Yojana:

1. Applicant must be resident of Rajasthan state
2. Families covered under National Food Security Act (NFSA) and Rashtriya Swasthya Bima Yojana (RSBY) are eligible for this scheme
3. Poor families in the Rajasthan state are eligible for this insurance scheme

Documents required for Bhamashah Swasthya Bima Yojana:

1. Identity proof such as Aadhaar card
2. BPL card
3. Bhamashah card
4. Ration card
5. Rashtriya Swasthya Bima Yojana (RSBY) card

How to apply for Bhamashah Swasthya Bima Yojana:

1. Applicant should visit government hospitals or private hospitals affiliated to this insurance scheme
2. Applicant also contact health officer related to district/Taluka in Rajasthan

References & Details:

1. Bhamashah Swasthya Bima Yojana visit: http://health.rajasthan.gov.in/bsby#
2. Bhamashah Swasthya Bima Yojana pdf download: http://health.rajasthan.gov.in/content/dam/doitassets/Medical-and-Health-Portal/Bhamashah-Swasthya-Bima-Yojana/pdf/FAQ.pdf
3. Contact details of Bhamashah Swasthya Bima Yojana: http://health.rajasthan.gov.in/content/raj/medical/bhamashah-swasthya-bima-yojana/en/contact-us.html