Journalists Health Insurance Scheme

Jharkhand state government has newly come up with Journalists Health Insurance Scheme in the state. Chief Minister Hemant Soren approved the formulation and draft document of the Jharkhand State Journalist Health Insurance Scheme Rules, 2021. Information and Public Relations department will prepare the draft proposal. Approval of the proposal will be given by the state cabinet. This scheme will cover all the media personnel in Jharkhand state. Under this scheme beneficiaries will be covered under group insurance. Media person with his/ her spouse and two unmarried dependent children will get the benefit of this scheme. This intends to provide an insurance coverage to the media persons thereby ensuring their welfare in the state. It will thereby ensure a health life balance of the media persons and their families.

Scheme Overview:

Objectives and Benefits:

• The main objective of the scheme is to ensure welfare of the media persons in the state.
• This scheme aims to provide health security to the journalists in times of uncertainty.
• Under the scheme, media persons will get a coverage of group insurance.
• Respective media person, his/her spouse and two unmarried dependent children will get the benefit under this scheme.
• Concerned authorities will fix the premium amount and it will be paid by the state government and the media person in 80-20 ration.
• This scheme will provide health life balance to the media persons under this scheme thereby ensuring their welfare.

Key Points:

• Jharkhand state government is about to start Journalists health insurance scheme for the media persons in the state.
• Chief Minister Hemant Soren approved the formulation and draft document of the Jharkhand State Journalist Health Insurance Scheme Rules, 2021 which will then be approved by the state cabinet.
• The scheme will come into force in the state from the date of issue of notification.
• This scheme mainly covers all the media persons in state including Editor-in-Chief, News Editors, Deputy Editors, Journalists, Videographers, Photo Journalists and other.
• It will cover these media persons who work in any daily, weekly, fortnightly, monthly newspaper, magazine news agency, news based websites/ web portals and other as defined by the Act.
• Under this scheme the media persons will get group insurance coverage.
• Respective media person, his/her spouse and two unmarried dependent children of the age of 21 years will get the benefit under this scheme.
• The state government and the media person will pay the fixed premium amount in 80-20 ratio.
• Personal accident insurance of Rs. 5 lakh and facility of medical expenses up to Rs. 5 lakhs will be provided to the media person and his/ her family under this scheme.
• This insurance coverage will be provided to the media persons with a validity of one year.
• The media person can renew the insurance coverage every year as per will.
• For claiming the insurance amount, the applicant will have to fill in the required information in the claim form and submit along with a copy of FIR lodged with police, post mortem or certificate of medical board and death certificate.
• After approval of the claim, the authorities will transfer the insurance amount to the applicable bank account.
• This scheme is mainly planned to ensure health security and welfare of the media persons in the state.