Mukhya Mantri Kisan Sahay Yojana, Gujarat

Gujarat government has launched a new scheme for the benefit of the farmers across the state. CMO Gujarat, Mr. Vijay Rupani, announced the scheme named Mukhya Mantri Kisan Sahay Yojana. Under this scheme a financial aid is provided to the farmers who are suffering from Kharif season, facing loses due to inadequate or heavy rainfall and drought conditions. It is a crop insurance scheme with zero premium to the farmers to help them recover from the losses incurred by them.

Scheme Overview:

Scheme Objectives:

• The main objective of the scheme is to provide financial aid to the farmers to recover from the loss incurred by them due to the excessive climate change
• It aims to cover all the farmers across the state. Even Tribal farmers are eligible for the benefits
• The scheme aims to provide a cover of protection to the farmers against all the excessive climate changes, natural calamities and unprecedented events.
• Around 56 lakh farmers across the state are aimed to be benefited under this scheme.

Schemes for farmer

Scheme Benefits:

• The major benefit of the scheme is the financial assistance in case of loss
• Zero premium is another benefit under this scheme. Farmers are not required to pay any premium unlike other schemes
• Under this scheme, the tribal farmers are also eligible for the benefits
• The farmers will be given financial assistance as per the loss, per hectare
• This scheme enables the overall agricultural development

Features of the scheme:

• Under this scheme, the farmers get financial aid as per the loss incurred. Assistance id provided if the damage is more than 33%
• A compensation of Rs. 20,000 is provided for 4 hectares of farm land
• If the damage is more than 60% then the assistance provided to the farmers will be Rs. 25,000 per hectare
• In case of loss, compensation is provided for maximum 4 hectares of farm land owned by the beneficiary farmer
• In Monsoon season in case of loss due to no rainfall for 28 days or heavy rainfall for 48 hours, compensation will be provided by the government
• No premium is to be paid by the farmers under this scheme to avail the benefits of insurance

Eligibility:

• This scheme is applicable only to the farmers who are residents of Gujarat state
• Registered farmers, having holder farmer account under Forest Right Act will be eligible under the scheme

List of scheme lunched by Gujarat Government

Documents Required:

• Identity Proof
• Proof of Residence/Address
• Farmers account details
• Bank Account no.
• Contact details

Application Process:

• Currently, until the dedicated portal is implemented, the application procedure is conducted Offline.
• The applicants should visit the nearest e-gram centre with the necessary documents and details of total loss incurred
• The applicant should get the documents verified by the concerned department
• After verification, the application will be approved and the money will be transferred to the beneficiary bank account

Key Points:

• Mukhya Mantri Kisan Sahay Yojana is a crop insurance scheme for farmers suffering loss due to uncontrollable natural factors
• This scheme replaced the existing Pradhan Mantri Fasal Bima yojana for this year.
• Financial aid will be provided by the government directly into the beneficiary bank account
• A dedicated portal for the conducting smooth application process will be implemented soon
• The portal will be implemented by the revenue department of Gujarat
• Currently for information regarding registration and application, the applicant can visit the nearest e-gram centre
• The scheme will add money to the State Disaster Response Fund
• Financial aid will be then provided from this fund, to the eligible farmers
• Thus, through this scheme the government will tend to compensate for the crop loss incurred by the farmers across the state effectively.